- Foreword
- What is life insurance?
- Scholars in favour of life insurance
- Scholars against life insurance
- The mechanism of life insurance
- Benefits of buying life insurance
- Sufferings due to not buying insurance
- History of insurance in Islam
- Misconceptions about life insurance
- It is against Allah’s will
- It determines the price of life
- It is against Tawakkul
- It is Gharar (uncertainty)
- It is not in the Quran or Ahadith
- It is against Meeras and Wasiyat
- It is Riba (interest)
- Is the insurance based on Riba (interest or usury)?
- Dr. M. Najatullah Siddiqui on Insurance and Riba
- Prohibition of Riba in Quran
- Prohibition of Interest in Ahadith
- Exchange of similar commodities too is usury
- The Prophet did not clarify the question of Riba
- Riba and Darul Harb – Jamia Nizamia’s historic Fatwa
- Riba – definition and conditions
- Darul Harb – Definition
- Riba and Darul Harb – Maulana Manazir Ahsan Geelani
- Serious challenges to the Shariah experts
- It is Gambling
- Reasons behind the misconceptions
- The insurance profit is different from the bank interest
- Everything which comes from the West is Haraam
- The history of the Muslims distancing themselves from the government
- Old Fiqh cannot be a guide for contemporary issues
- Vague literature on the insurance issue
- “IF, BUT, CAN and SHOULD” philosophy
- There is no spirit of “IJTEHAAD” and “Ijma’” (consensus)
- Habit of raising baseless objections and unnecessary questions
- Takaful (Islamic concept of insurance)
- Drawbacks of both the insurance systems


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