Although excessive questioning is disliked in Islam, still the people indulge in hundreds of silly questions for the sake of curiosity or impressing others. Like the Mushriks of Makkah who used to ask:
“why not Allah incarnates in a physical shape?”, why not Allah mentioned this and that?
The life insurance too is a victim of this habit.
The Shariah is meant for the benefit of the humanity. The permissibility of eating pork in the extreme necessity indicates that the human life is more important.

Once a person came to the Prophet Mohammad(ﷺ)and confessed adultery and requested to be punished. The Prophet Mohammad(ﷺ) turned his head to the other side. He came on the other side and requested again. Three times the Prophet turned away his head but every time he kept coming face to face to the Prophet and reiterate the same. Then the Prophet Mohammad(ﷺ) very unwillingly ordered the punishment. The reason of turning away the head was that the Prophet Mohammad(ﷺ) wanted him to go away without asking questions as the human life is dearer and respectable. He wanted to save his life. Allah knows best. May Allah guide us to understand His wisdom rightly.

Another similar incident can be quoted here that a women came to the Prophet Mohammad(ﷺ) and stated that she is having pregnancy due to the adultery. She wanted to be punished so as to satisfy her conscience. The Prophet(ﷺ) asked her to come after the birth of the child. She gave birth to a child and came again. Then the Prophet(ﷺ) asked her to come after completing the milk-feeding age (2 years). She came again after two years. At last, the Prophet(ﷺ) got compelled to order the punishment. Here, one may realise why the Prophet(ﷺ)was sending her away again and again. He wanted to save her life but she was bent on an act, which Prophet(ﷺ) was unwilling to carry out.

In another Hadith:
The Prophet Mohammad(ﷺ) warned not to ask questions as the nations of the old Prophets were destroyed only due to habit of their excessive questioning.

The tragedy of today’s Muslims is that they search halaal haraam through a microscope in those things which are least important. They close their eyes from those apparent haraams, which are most sinful and unanimously haraam in all Masaliks. For example:
• The dowry money and Jahez taken from the brides’ guardians are worst haraam in Sunni as well as Shia’s Fiqh.
• The films, serials and advertisements seen on TV come under “zina”.
• Giving and taking bribe is absolutely Haraam, but people practise it even there where it does not come under the “extreme necessity”.
• The interest, people pay on the loans for the car, construction of the house, etc. can not be counted as a “necessity”, it is Haraam.

It is very annoying that those Haraams, which spoil the morale do not have any importance, but at insurance, they look suspiciously and raise stupid questions as if they would be the first one to buy the insurance if it were not doubtful.

Everyone who belongs to a different school of thought is regarded as a Bid’ati, Kaafir or a Mushrik. Ulema-e-Haq are considered to be those who belong to the people’s school of thought otherwise they are Ulema-e-soo. This is the trend of thinking. Scholars as well as the ignorant have made it a habit to raise objections only; they never tend to come to a consensus even if it is full of benefit to the Ummah. Unless it will come from their priests or chiefs they will not accept anything and instead, they start making false propaganda against it without taking the trouble of gaining the first hand knowledge and genuinely reflecting on any issue they are faced with.

My efforts of writing this book and giving a solution to the Ummah may face the same consequence as mentioned above. We can only pray to Allah: May Allah guide me to accept what is right with Him. Allah knows better.